07 / 15 · GLOSSARY
07 / 15Dificultad

Cash Flow

The actual money entering and leaving the business each period. Different from accounting profit: you can have earnings and run out of cash.

Analogía

A company can be profitable on paper but go bankrupt if it has no cash to pay wages. Cash flow shows reality.

Ejemplo numérico

Positive and growing flow: the business self-finances. Negative flow in interim years: you need reserves or financing. Always negative: rethink the model. Year 0: −$100,000 (CAPEX). Years 1 to 5: +$25,000, +$30,000, +$35,000, +$40,000, +$45,000. That series feeds NPV and IRR directly.

Fórmula
CF_t = Revenue − Costs − Taxes ± Working Capital

When to use it

Always. It's the raw input of every feasibility calculation: NPV, IRR and Payback are built on top of the project's cash flow projection.

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Definitions aligned with Blank & Tarquin, Engineering Economy, 8th edition — McGraw-Hill.